5 Tips on What To Look For When Buying Diamonds For Wedding Rings
A wedding, or an engagement in Homewood, is one of the most important events in every couple’s life. One of the best ways of making the experience memorable is by choosing the right ring to symbolize the love you have for one another. While most couples would like to get the most beautiful ring they can lay their hands on, budgetary restrictions can be a challenge. However, it is possible to find an ideal ring based on your budget.
For anyone looking for precious diamonds for engagement rings and wedding rings in Homewood, they should consider going about the process carefully. There are various dealers in the market, some of who may sell you fake diamonds. Here are a few useful tips on what to look for when looking for precious diamonds for engagement or wedding rings.
Consider the Diamond Cut
1. Any expert will tell you that the cut is the most important thing to consider when buying diamonds in Homewood. The main reason behind this is that the cut usually influences the sparkle. A diamond may be clear and feature a high quality color grade, but if the cut is poor, it may still appear dull. The dealer you buy from should be able to cut your diamond in the proper proportions. If your budget can allow it, choose a diamond with the highest cut grade.
2. Contrary to common belief, lack of color in your diamonds denotes a higher color grade. Some people go for pale yellow diamond, without knowing that it is low quality. To avoid such an experience, ask the diamond dealer to give you grade H or higher. Near colorless diamond ranges from grade G to J, but it may be quite expensive.
Clarity Diamonds can also be chosen based on their clarity levels.
3. This is usually not a very important factor to consider, considering that the precious stones usually come with imperfections, known as inclusions. These tiny imperfections may not be easy to detect, and they may only be seen through a microscope. However, the fewer there are, the higher the clarity grade of your diamonds. If your budget can be stretched further, consider buying grade VS1 grade or higher.
Consider the Diamond’s Carat Weight
4. Unlike common belief, carat does not mean the size of the diamond, but its actual weight. Carat and cut must be considered side by side, because no matter the size of the diamond, a poor cut grade can make your precious stones look smaller. Another important fact to keep in mind is that the more the weight of the diamond, the more you will pay for it. Therefore, you should consider going for a less heavy stone with a high grade cut.
Ask for Proof of Certification
5. There is nothing as unfortunate as buying diamonds for your special event only to realize that they are of poor quality, or that they were stolen. To avoid such an eventuality, always ask the dealer in Homewood to show you the copy of diamond certification.
With these tips, you should be able to make the right choice when buying precious diamonds in Homewood for you engagement or wedding.
Homewood How to Buy a Diamond And The 4 Biggest Mistakes When Buying a Diamond
Not all vendors provide diamond grading laboratory records (aka ruby top quality records) to their consumers. So my basic recommendations to you is to maintain your money in your pocket when managing such jewelers.
Just acquire a diamond involvement ring if it includes the original ruby high quality report.
A laboratory report is an independent analysis of the 4Cs of a loosened ruby and also consists of a plotted representation of the rock's clarity characteristics as well as a visuals depiction of the stone's proportions. Having such a report allows you to contrast rubies of various top qualities and also eventually assists you make an even more educated acquiring choice.
A seller may cut corners as well as not give a laboratory report or an unethical seller could provide a phony one as a result of the time, problem and expense he'll birth to getting a stone graded.
Yeah - there is a rate for grading a diamond (though that expense is ultimately paid by the customer), plus the delivery and also insurance coverage charges for sending out the ruby to the laboratory. And also let us not forget the opportunity cost of a jeweler not having the diamond in his store available for a couple of weeks while the grading occurs.
However, a diamond rating record may also not be offered since the costs to obtaining one might influence as well greatly on the final rate of the ring. As an example, a 0.3 ct ruby ring setting you back $250 say, could set you back around $75 to be rated as well as have the report number etched on the band on the diamond. As you look for that excellent diamond involvement ring for your sweetheart, you'll find that there is a hodgepodge of laboratories claiming to give reputable ruby grading reports. But I would just place my loan on ...
The Premier Diamond Grading Lab Information
Yes, all diamond high quality reports are not developed equal. Within the market, it is an agreement that both leading laboratories are GIA-GTL (Gemological Institute of America's Gem Profession Lab) as well as the AGS (American Gem Society Laboratories).
The GCAL (Treasure Certification and also Guarantee Lab) likewise offers very related to records or "diamond certifications" as they are referred to by GCAL. The GIA has the toughest international online reputation for independence as well as consistency. Due to their constant color and clearness strictness guidelines, the globe's largest and also most costly diamonds have actually been sent there for rating decades. In 2006, GIA-GTL added a two-dimensional cut grading system for round dazzling diamonds.
AGS utilizes the strictest cut standards in the market. It makes use of a three-dimensional light performance metric that could grade several ruby forms. Actually, it is the only cut grading system that is acknowledged by the scientific community.
Exactly what is more, its Diamond High quality Paper uses an one-of-a-kind and proprietary 0 to 10 grading system to evaluate the 4 Cs - a system which is less complicated to understand compared to GIA's grading system. As a matter of fact, AGS also goes the added action by relating their 0-10 ranking scale to other kinds of rating. For instance, the traditional VS1 ruby quality score is a 3 on the AGS Ruby High Quality Document.
Diamond Reporting - The Drawbacks
1. Ruby grading is not standardized or regulated as well as for this reason you might encounter tier 2 labs that employ looser guidelines to the tier 1 grading laboratories discussed above. If you acquire a ruby that has been rated by a tier 2 lab, you may wind up paying a lot more for a minimal quality diamond. So for instance, a diamond ranked a "F" in color at a rate 2 laboratory could obtain a G, H, or reduced color score at a much more respectable laboratory. The sector likewise discounts rubies graded by lesser well-known laboratories by concerning 15-30% or more. So either you only get a diamond graded by a tier 1 lab or you approve that you may be acquiring a minimal top quality ruby compared to exactly what is specified on the record if that ruby is rated by a lower well-known laboratory.
2. Lots of big chain stores have huge contracts with lesser well-known laboratories with "softer" diamond grading standards. Several of these softer labs put "suggested substitute values" on the lab reports - worths which are greater than exactly what stores intends sell the diamonds for. So a sales representative in a chain shop could say to you, "Take a look at the large amount you are obtaining here. We are marketing you this ruby engagement ring for $2500 but the report claims that the recommended substitute worth is $4000." Wow - what a bargain - NOT! This is why it is much better that you rely on only independent rate 1 labs.
Additionally keep in mind that credible ruby grading reports are not assessments and also do not provide evaluation numbers. Diamond assessments are usually grossly filled with air and also are not something you'll want to rely upon.
3. Ruby records are riddled with disclaimers that define that nothing is "certified" or assured and that the labs are not answerable for errors. Actually, the GIA offers a disclaimer of types on their internet site relating to making use of the word "license." The site says:
"It is incorrect to state that pupils, grads, their organisations, or specific gems are "accredited" by GIA. The Gemological Institute of America does not license any individual or anything. Neither a student neither a grad that has actually been awarded a certification or diploma, nor a treasure which has been rated or recognized by GIA has actually been certified by GIA".
So it is feasible that you the consumer is left holding the bag needs to a mistake in a report is later discovered. Courts have frequently ruled that vendors, not laboratories, are accountable for such errors. Why? Since the laboratories indicated in advance that their reports couldn't be held responsible.
Fortunately, there are a couple methods to provide yourself much more purchaser security:
A. You might fly to India where jewelers offer a life time buyback policy to their consumers. Too pricey to fly?
B. You can discover one of the 20% of United States jewelry experts that offer completely bound diamonds. These are diamonds that are marketed with lifetime damage, lifetime trade-in and lifetime buyback policies.
C. Not as good a treatment as buying a totally adhered diamond however you can get a ruby that features a real "certificate" as well as not a record. "Licensed rubies do have warranties" albeit for much shorter periods.
Qualification Some sellers describe a "diamond record" as a "qualified ruby" but practically this is not remedy. From a lawful standpoint, a diamond record is a simply an experienced opinion though in reality, elements of a ruby rating report are not simply viewpoints.
For instance, a diamond's carat weight (weight) can be accurately identified as well as its cut grade by determining its optical efficiency or by describing a computer design. A certificate on the other hand is a declaration of fact - a paper for which the company accepts lawful duty and also will make restitution to the customer for errors.
Some top ruby grading laboratories supply both records and certificates. AGS provides Ruby High quality Files (non-certified records) and Ruby Quality Certificates. Diamond Top quality Certificates are ready specifically for AGS retail jewelry experts and also provides warranties from participating American Gem Culture participant stores.
GCAL licenses it's diamond grading also. Its 100% money-back guarantee plan stands for a duration of two years from the day on the applicable certification. This plan guarantees the precision of the cut, color as well as clarity qualities and also the carat weight.
A record or certification need to will certainly have a number on it that could or might not be engraved on a ruby. You will certainly be able to go into that number on the internet site of the licensing laboratory to examine a record's credibility.
Elements Of A Ruby Grading Report Ruby rating reports are always evolving yet certain element ought to stay the very same. As an example, the:
The Report #. This number is provided and also tape-recorded in a lab's document and also could or may not be etched on a diamond's girdle. You can get in the report number on a grading laboratory's web site to examine the authenticity of the diamond high quality record or to obtain even more details regarding the ruby. Shape & Facet Design: This is the rundown and also the reducing style utilized for the facet plan. There are 3 basic element designs - "brilliant cut, action cut and combined reducing design" as well as 12 fundamental shapes that include notables such as round great as well as princess cut" rubies.
Measurements: This refers to size (not weight) of a diamond. Size includes dimensions such as size, size, weight and diameter. A dimension is normally provided to the hundredth of a millimeter. Measurements play a substantial duty in how a diamond glows.
Carat weight Weight: The weight of a diamond is measured to the hundredth of a carat and also some also give such action to the thousandth of a carat (1.123 ct.). Carat is one of the most objective and also the easiest to recognize of the 4Cs since all one has to do is weight the stone. Color Quality: This tells you the level of shade lack in the diamond. The much less color the greater the grade.
Rubies are commonly rated from D-Z; the closer to "D" the whiter the ruby. You should never see ruby shade array such as (G-H, I-J-K, and more) on a diamond report. You must only see shade varieties on evaluations for stones that are mounted.
Quality Quality: Basically every ruby has internal imperfections called incorporations as well as external flaws called blemishes. A diamond is graded inning accordance with the size, type, place and also quantity of these defects.
Clearness grades range from Flawless (FL) - Included. Labs make use of a pair experts to grade the clarity of a ruby in order to develop a more precise reading.
Cut Quality: More recent ruby records consist of a cut quality for conventional round dazzling diamonds. Cut takes into account the sparkle, fire as well as scintillation of the ruby. Cut grade ranges from Outstanding - Poor.
Other components you might discover on a ruby report include the polish, balance, fluorescence as well as proportion. Equipped with this info, you are much better able to make an evaluation of the high quality of diamond that is placed in an engagement ring.
Acquiring Diamonds Online - Is This Online Jeweler Right For You?
In an ideal world with unlimited budgets and an infinite supply of diamonds, everyone would have beautifully cut "D Flawless" diamonds. In the real world every diamond is unique. There are plenty of gorgeous diamonds to go around - you just need to know how to find one. Choosing a diamond is about balancing several factors to make the most of your budget. Each factor contributes to the beauty and prestige of your diamond. I will explain these factors so you will be prepared to make an informed decision about your diamond purchase.
FACTOR 1: CARAT WEIGHT
People often use the word Carat when discussing how big a diamond is, however "Carat" actually refers to the weight of a diamond. There is no rule as to what carat weight you should buy, but you'll doubtless have heard that "bigger is better." If you ask me, I think bigger is great but you shouldn't forget about the other aspects of a diamond's quality.
A useful tip: if you're looking at Certified Diamonds, you may find it valuable to compare the diameters of different diamonds. Since every diamond is individually cut, some may appear larger than others of the same weight.
FACTOR 2: SHAPE
Approximately 75% of diamonds sold worldwide are Round Brilliants. Rounds diamonds are the most popular, most brilliant, and most expensive. If you are purchasing a diamond as a surprise, Round Brilliant is generally your safest bet.
There is no real hierarchy of shapes being better or worse - it is truly a matter of personal preference. Princess Cuts are the second most popular, and a classic alternative to round diamonds. Cushion Cuts are trendy and have a beautiful vintage look. If you want something different but not too crazy, try an Oval Cut, Asscher Cut, or Radiant Cut diamond.
While no shape is better, there are some significant differences between shapes. Take for example, the radiant cut vs the emerald cut. Though they are a similar shape, the extra facets of the radiant cut give it additional fire and sparkle. If you prefer the emerald cut's understated elegance, consider that it's easier to spot any imperfections and select a higher clarity grade.
Another tip: Diamonds (even round diamonds) may not be perfectly symmetrical. It's nothing to worry about if your diamond's width does not precisely match its height, but if your diamond is much longer than it is wide it may not be what you're expecting. This is especially the case in shapes like Cushion and Oval, where a more asymmetrical diamond might look "skinny", with much of the fire and brilliance concentrated at the ends.
FACTOR 3: CUT
"Cut" refers to a diamond's finish and proportions, and is critical in determining its beauty. Getting the angles right ensures a beautiful diamond that's full of life. In many cases it can be more difficult to spot flaws in a fiery, brilliant diamond. Cut is generally graded in five categories: Poor, Fair, Good, Very Good, and Excellent. Excellent is the highest graded awarded by GIA (whereas other labs may use terms like "ideal" or numbers like "0"). If you want to play safe, stick to "Very Good" and "Excellent" cuts when you choose your diamond.
FACTOR 4: CLARITY
Almost all diamonds have naturally¬ occurring features called "inclusions." Inclusions form as the diamond crystallizes deep underground, and they are unique to each diamond. They take many different forms, and can help you identify a diamond as your own. However, large and prominent inclusions can detract from the beauty of a diamond.
There are many different types of inclusions, and not all are created equal. If your diamond certificate has an "inclusion map," check where the inclusions are. Try to find a diamond with inclusions near the edge where they will be masked by sparkle or hidden by the setting of your diamond. If your budget is limited, I recommend buying "SI" clarity or better. "SI" stands for "Slightly Included." With close inspection you can usually spot the inclusions in an SI¬ graded diamond, but these inclusions will most likely not be visible once your diamond is set in jewellery. If you want to be sure your diamond will look "eye clean", even up close, I recommend selecting a VS2 clarity diamond or better. "VS" stands for "Very Slight Inclusion," and imperfections in VS clarity stones are rarely seen by the naked eye.
FACTOR 5: COLOUR
The term "colour" usually refers to how much warm tint is in a diamond. The scale ranges from D (colorless) to Z (very strongly tinted yellow or brown). Pure white diamonds are considered more desirable, and are more expensive. Warmer¬-hued diamonds (such as K, L, and M) are not necessarily less attractive, but they are significantly less valuable.
Conventional wisdom is to select J colour or better. Personally, I love G and H colour diamonds ¬- they hit the "sweet spot" where most people will not notice colour in the diamond unless they're doing a direct comparison. However, an I or J colour diamond that is well cut and has a lot of life can give you a beautiful diamond at a bargain price.
Depending on how they are cut, different diamonds will display colour differently. This is why colour grades are assigned by looking at a diamond upside¬down. Generally, more¬ brilliant diamonds show their colour less than less brilliant diamonds.
FACTOR 6: FLUORESCENCE
Fluorescence has a bad rep, and most of it is unfair. Diamond Fluorescence refers to how a diamond responds when subjected to ultra¬violet light. Fluorescent diamonds can glow any one of several colours, but the most common is blue. In rare cases fluorescence can cause your diamond to have a milky appearance when viewed in direct daylight. This is most often the case with strong or very strong fluorescence and D/E/F colour diamonds.
However, there are many, many more cases where blue fluorescence is a positive thing. Imagine you were shining a blue light on a yellow diamond... the blue tint can make your diamond look whiter. If your diamond falls in the "near colourless," "lightly tinted," or "tinted" range I recommend looking for medium blue or faint blue fluorescence.
Warning: Green, red, and yellow fluorescence are rare, and they will not have the same benefit. If you are interested in a diamond that has strong blue, very strong blue, green, red, or yellow fluorescence, I recommend asking your salesperson to show you your diamond outside in natural daylight. If you're buying online, contact the seller prior to making your purchase so they can examine the diamond first in natural daylight.
FACTOR 7: GRADER
This should always be your first question: Says who? Every diamond grading laboratory has different standards, so comparing diamonds graded by different sources is extremely unreliable. One grader might grade a diamond K SI2, and another might call that same diamond F VS2. I know that sounds crazy, but I see it happen all the time.
The most reputable and consistent grading laboratories are GIA, AGS, IGI, and HRD. GIA is considered the global standard worldwide. AGS is a popular alternative in the U.S.A. while IGI and HRD are more common in Europe.
EGL is tricky because there are EGL labs all over the world, and some of them do a great job while others can be less reliable. We strongly recommend caution when buying an EGL certified diamond unless it's from EGL-¬USA.
Many diamonds are assigned grades by valuation companies and in-¬house graders. If your diamond does not come with a report from a major laboratory, you should always ask where the grader trained. He or she should be certified by a major grading laboratory: GIA, AGS, IGI, or HRD. Be smart and be cautious about reports done by uncertified shop owners, salespeople, or valuation companies.
SELECTING YOUR DIAMOND
You can choose to purchase your diamond online, or from a retail store. If you prefer to purchase your diamond in a retail store, avoid the big chains and shop with smaller independent jewellers. Many independent jewellers are actually significantly less expensive than their large competitors. (You don't have to take my word for it - shop around and you'll quickly learn that this is true). This way you'll buy a better quality diamond and - if you wish - you'll have the opportunity to design your own hand-made engagement ring setting.
If you choose to shop online, I would recommend comparing prices and service across several websites. Be sure that the company ships from your country - otherwise you'll be hit with expensive duty and GST. Always make sure you call or e-mail customer service and have them hand-inspect your diamond before you complete your purchase. Sometimes a diamond may seem like a great deal, but it could have an unfortunate inclusion, asymmetrical cut, or be negatively impacted by fluoresence. And above all, make sure you have an easy and affordable way to return the diamond if it doesn't turn out as you'd hoped. Online shopping is the best way to get a great deal on a diamond for your engagement ring, diamond studs, or pendant - just review this article, be reasonably cautious, and have fun.