5 Tips on What To Look For When Buying Diamonds For Wedding Rings
A wedding, or an engagement in Homewood, is one of the most important events in every couple’s life. One of the best ways of making the experience memorable is by choosing the right ring to symbolize the love you have for one another. While most couples would like to get the most beautiful ring they can lay their hands on, budgetary restrictions can be a challenge. However, it is possible to find an ideal ring based on your budget.
For anyone looking for precious diamonds for engagement rings and wedding rings in Homewood, they should consider going about the process carefully. There are various dealers in the market, some of who may sell you fake diamonds. Here are a few useful tips on what to look for when looking for precious diamonds for engagement or wedding rings.
Consider the Diamond Cut
1. Any expert will tell you that the cut is the most important thing to consider when buying diamonds in Homewood. The main reason behind this is that the cut usually influences the sparkle. A diamond may be clear and feature a high quality color grade, but if the cut is poor, it may still appear dull. The dealer you buy from should be able to cut your diamond in the proper proportions. If your budget can allow it, choose a diamond with the highest cut grade.
2. Contrary to common belief, lack of color in your diamonds denotes a higher color grade. Some people go for pale yellow diamond, without knowing that it is low quality. To avoid such an experience, ask the diamond dealer to give you grade H or higher. Near colorless diamond ranges from grade G to J, but it may be quite expensive.
Clarity Diamonds can also be chosen based on their clarity levels.
3. This is usually not a very important factor to consider, considering that the precious stones usually come with imperfections, known as inclusions. These tiny imperfections may not be easy to detect, and they may only be seen through a microscope. However, the fewer there are, the higher the clarity grade of your diamonds. If your budget can be stretched further, consider buying grade VS1 grade or higher.
Consider the Diamond’s Carat Weight
4. Unlike common belief, carat does not mean the size of the diamond, but its actual weight. Carat and cut must be considered side by side, because no matter the size of the diamond, a poor cut grade can make your precious stones look smaller. Another important fact to keep in mind is that the more the weight of the diamond, the more you will pay for it. Therefore, you should consider going for a less heavy stone with a high grade cut.
Ask for Proof of Certification
5. There is nothing as unfortunate as buying diamonds for your special event only to realize that they are of poor quality, or that they were stolen. To avoid such an eventuality, always ask the dealer in Homewood to show you the copy of diamond certification.
With these tips, you should be able to make the right choice when buying precious diamonds in Homewood for you engagement or wedding.
Homewood How to Buy a Diamond And The 4 Biggest Mistakes When Buying a Diamond
Not all vendors give diamond grading lab records (also known as ruby top quality records) to their customers. So my general guidance to you is to keep your money in your pocket when dealing with such jewelers.
Only purchase a diamond involvement ring if it comes with the initial diamond high quality report.
A laboratory report is an independent evaluation of the 4Cs of a loosened ruby as well as consists of an outlined layout of the rock's clearness qualities and also a visuals depiction of the rock's percentages. Having such a record enables you to compare diamonds of various high qualities as well as ultimately helps you make a more educated acquiring choice.
A store could cut corners and also not provide a lab record or a deceitful seller could provide a phony one due to the time, difficulty and also cost he'll birth to obtaining a stone graded.
Yeah - there is a rate for grading a diamond (though that cost is at some point paid by the customer), plus the delivery and also insurance fees for sending out the ruby to the laboratory. As well as let us not neglect the possibility cost of a jewelry expert not having the diamond in his store available for sale for a few weeks while the grading happens.
Nevertheless, a ruby grading report may additionally not be available because the costs to getting one might affect as well greatly on the last cost of the ring. For instance, a 0.3 ct ruby ring costing $250 claim, could cost around $75 to be rated and also have the record number etched on the band on the diamond. As you look for that suitable ruby involvement ring for your sweetheart, you'll locate that there is a hodgepodge of labs declaring to offer respectable diamond grading records. However I would just place my cash on ...
The Premier Diamond Grading Lab Reports
Yes, all diamond quality reports are not produced equivalent. Within the sector, it is a consensus that both top labs are GIA-GTL (Gemological Institute of The U.S.A.'s Treasure Trade Lab) and the AGS (American Treasure Society Laboratories).
The GCAL (Gem Qualification and also Guarantee Laboratory) likewise supplies very related to reports or "ruby certifications" as they are referred to by GCAL. The GIA has the best worldwide track record for freedom as well as uniformity. Due to their consistent shade and also clarity strictness guidelines, the globe's biggest and most expensive diamonds have actually been sent there for grading years. In 2006, GIA-GTL added a two-dimensional cut grading system for round great diamonds.
AGS uses the strictest cut criteria in the industry. It makes use of a three-dimensional light efficiency metric that can quality numerous diamond forms. Actually, it is the only cut grading system that is recognized by the clinical area.
Just what is even more, its Ruby Quality File makes use of an unique and proprietary 0 to 10 grading system to evaluate the 4 Cs - a system which is simpler to understand compared to GIA's grading system. In reality, AGS even goes the added step by corresponding their 0-10 score range to other types of score. As an example, the conventional VS1 diamond quality ranking is a 3 on the AGS Diamond Quality File.
Diamond Reporting - The Drawbacks
1. Diamond grading is not standard or regulated and also hence you might come throughout tier 2 labs that utilize looser guidelines to the tier 1 grading labs stated above. If you buy a diamond that has actually been graded by a rate 2 laboratory, you may finish up paying more for a minimal quality ruby. So for instance, a ruby rated a "F" in shade at a tier 2 laboratory might get a G, H, or reduced color score at a more reliable lab. The industry also marks down diamonds rated by lesser recognized laboratories by regarding 15-30% or more. So either you only purchase a ruby graded by a tier 1 laboratory or you accept that you could be buying a lower top quality ruby compared to what is specified on the record if that diamond is rated by a lower known lab.
2. Numerous huge store have huge contracts with lower recognized labs with "softer" ruby grading standards. Several of these softer labs placed "suggested replacement worths" on the lab reports - worths which are higher compared to just what shops plans market the rubies for. So a salesperson in a chain shop could claim to you, "Take a look at the lot you are getting below. We are marketing you this diamond involvement ring for $2500 but the report claims that the suggested replacement value is $4000." Wow - what an offer - NOT! This is why it is better that you trust just independent tier 1 laboratories.
Also bear in mind that credible ruby rating records are not appraisals and also don't offer assessment numbers. Diamond appraisals are commonly blatantly inflated as well as are not something you'll wish to rely upon.
3. Diamond reports are riddled with disclaimers that specify that nothing is "certified" or guaranteed which the laboratories are not responsible for errors. In reality, the GIA uses a please note of types on their internet site regarding using the word "accredit." The internet site states:
"It is inaccurate to state that students, graduates, their companies, or certain gemstones are "licensed" by GIA. The Gemological Institute of The U.S.A. does not accredit anyone or anything. Neither a trainee neither a grad who has actually been awarded a certificate or diploma, neither a treasure which has been rated or identified by GIA has been licensed by GIA".
So it is possible that you the customer is left holding the bag needs to a mistake in a record is later on uncovered. Courts have actually often ruled that sellers, not labs, are accountable for such mistakes. Why? Because the labs suggested ahead of time that their records could not be held accountable.
Luckily, there are a couple means to give yourself more buyer security:
A. You might fly to India where jewelry experts offer a lifetime buyback plan to their customers. Also expensive to fly?
B. You could locate one of the 20% people jewelry experts who offer totally bonded rubies. These are diamonds that are offered with lifetime breakage, lifetime trade-in as well as lifetime buyback policies.
C. Not as good a remedy as getting a fully bonded diamond but you can buy a diamond that features an actual "certification" and also not a record. "Certified diamonds do include guaranties" albeit for much shorter periods.
Qualification Some vendors describe a "diamond report" as a "qualified diamond" yet practically this is not remedy. From a lawful perspective, a ruby record is a just a professional point of view though in reality, aspects of a diamond grading record are not simply viewpoints.
For instance, a ruby's carat weight (weight) could be precisely figured out in addition to its cut grade by measuring its optical effectiveness or by describing a computer system model. A certificate on the various other hand is a declaration of reality - a document for which the provider approves lawful responsibility and will certainly make restitution to the customer for blunders.
Some top diamond grading labs provide both reports and also certificates. AGS provides Diamond Quality Files (non-certified reports) as well as Diamond Top quality Certificates. Diamond High quality Certificates are ready exclusively for AGS retail jewelers and also provides guaranties from participating American Treasure Culture participant stores.
GCAL certifies it's ruby grading additionally. Its 100% money-back warranty plan stands for a duration of two years from the day on the suitable certificate. This plan makes certain the precision of the cut, color and clearness qualities and also the carat weight.
A report or certificate should will have a number on it that might or could not be etched on a ruby. You will have the ability to go into that number on the site of the certifying lab to inspect a report's credibility.
Components Of A Ruby Grading Record Ruby rating reports are always progressing yet certain aspect needs to remain the exact same. For instance, the:
The Record #. This number is given and also videotaped in a laboratory's record and may or could not be etched on a ruby's girdle. You could go into the record number on a rating laboratory's website to inspect the credibility of the diamond top quality report or to get even more details about the ruby. Forming & Aspect Style: This is the overview and the reducing design made use of for the element plan. There are 3 standard facet designs - "great cut, action cut and also combined cutting design" and also 12 fundamental forms which consist of notables such as round dazzling and princess cut" diamonds.
Measurements: This describes dimension (not weight) of a ruby. Size consists of dimensions such as length, width, weight as well as diameter. A dimension is typically detailed to the hundredth of a millimeter. Dimensions play a significant duty in how a diamond sparkles.
Carat weight Weight: The weight of a ruby is measured to the hundredth of a carat weight as well as some even give such step to the thousandth of a carat (1.123 ct.). Carat is one of the most objective as well as the easiest to understand of the 4Cs due to the fact that all one has to do is weight the stone. Shade Quality: This tells you the degree of color absence in the ruby. The less color the higher the grade.
Diamonds are commonly rated from D-Z; the closer to "D" the whiter the ruby. You need to never ever see ruby shade array such as (G-H, I-J-K, as well as so on) on a diamond report. You need to just see shade arrays on assessments for stones that are mounted.
Clarity Quality: Practically every diamond has actually interior blemishes called inclusions and outside flaws called acnes. A diamond is graded according to the size, kind, place and also amount of these flaws.
Clarity grades range from Perfect (FL) - Consisted Of. Labs use a couple experts to grade the quality of a ruby in order to generate a more precise reading.
Cut Quality: A lot more recent ruby reports consist of a cut quality for standard round fantastic diamonds. Cut considers the radiance, fire and also scintillation of the ruby. Cut grade varies from Exceptional - Poor.
Various other aspects you might come across on a diamond report include the polish, proportion, fluorescence as well as percentage. Equipped with this info, you are much better able to make an evaluation of the top quality of ruby that is installed in an interaction ring.
Grading Rough Diamonds!
In an ideal world with unlimited budgets and an infinite supply of diamonds, everyone would have beautifully cut "D Flawless" diamonds. In the real world every diamond is unique. There are plenty of gorgeous diamonds to go around - you just need to know how to find one. Choosing a diamond is about balancing several factors to make the most of your budget. Each factor contributes to the beauty and prestige of your diamond. I will explain these factors so you will be prepared to make an informed decision about your diamond purchase.
FACTOR 1: CARAT WEIGHT
People often use the word Carat when discussing how big a diamond is, however "Carat" actually refers to the weight of a diamond. There is no rule as to what carat weight you should buy, but you'll doubtless have heard that "bigger is better." If you ask me, I think bigger is great but you shouldn't forget about the other aspects of a diamond's quality.
A useful tip: if you're looking at Certified Diamonds, you may find it valuable to compare the diameters of different diamonds. Since every diamond is individually cut, some may appear larger than others of the same weight.
FACTOR 2: SHAPE
Approximately 75% of diamonds sold worldwide are Round Brilliants. Rounds diamonds are the most popular, most brilliant, and most expensive. If you are purchasing a diamond as a surprise, Round Brilliant is generally your safest bet.
There is no real hierarchy of shapes being better or worse - it is truly a matter of personal preference. Princess Cuts are the second most popular, and a classic alternative to round diamonds. Cushion Cuts are trendy and have a beautiful vintage look. If you want something different but not too crazy, try an Oval Cut, Asscher Cut, or Radiant Cut diamond.
While no shape is better, there are some significant differences between shapes. Take for example, the radiant cut vs the emerald cut. Though they are a similar shape, the extra facets of the radiant cut give it additional fire and sparkle. If you prefer the emerald cut's understated elegance, consider that it's easier to spot any imperfections and select a higher clarity grade.
Another tip: Diamonds (even round diamonds) may not be perfectly symmetrical. It's nothing to worry about if your diamond's width does not precisely match its height, but if your diamond is much longer than it is wide it may not be what you're expecting. This is especially the case in shapes like Cushion and Oval, where a more asymmetrical diamond might look "skinny", with much of the fire and brilliance concentrated at the ends.
FACTOR 3: CUT
"Cut" refers to a diamond's finish and proportions, and is critical in determining its beauty. Getting the angles right ensures a beautiful diamond that's full of life. In many cases it can be more difficult to spot flaws in a fiery, brilliant diamond. Cut is generally graded in five categories: Poor, Fair, Good, Very Good, and Excellent. Excellent is the highest graded awarded by GIA (whereas other labs may use terms like "ideal" or numbers like "0"). If you want to play safe, stick to "Very Good" and "Excellent" cuts when you choose your diamond.
FACTOR 4: CLARITY
Almost all diamonds have naturally¬ occurring features called "inclusions." Inclusions form as the diamond crystallizes deep underground, and they are unique to each diamond. They take many different forms, and can help you identify a diamond as your own. However, large and prominent inclusions can detract from the beauty of a diamond.
There are many different types of inclusions, and not all are created equal. If your diamond certificate has an "inclusion map," check where the inclusions are. Try to find a diamond with inclusions near the edge where they will be masked by sparkle or hidden by the setting of your diamond. If your budget is limited, I recommend buying "SI" clarity or better. "SI" stands for "Slightly Included." With close inspection you can usually spot the inclusions in an SI¬ graded diamond, but these inclusions will most likely not be visible once your diamond is set in jewellery. If you want to be sure your diamond will look "eye clean", even up close, I recommend selecting a VS2 clarity diamond or better. "VS" stands for "Very Slight Inclusion," and imperfections in VS clarity stones are rarely seen by the naked eye.
FACTOR 5: COLOUR
The term "colour" usually refers to how much warm tint is in a diamond. The scale ranges from D (colorless) to Z (very strongly tinted yellow or brown). Pure white diamonds are considered more desirable, and are more expensive. Warmer¬-hued diamonds (such as K, L, and M) are not necessarily less attractive, but they are significantly less valuable.
Conventional wisdom is to select J colour or better. Personally, I love G and H colour diamonds ¬- they hit the "sweet spot" where most people will not notice colour in the diamond unless they're doing a direct comparison. However, an I or J colour diamond that is well cut and has a lot of life can give you a beautiful diamond at a bargain price.
Depending on how they are cut, different diamonds will display colour differently. This is why colour grades are assigned by looking at a diamond upside¬down. Generally, more¬ brilliant diamonds show their colour less than less brilliant diamonds.
FACTOR 6: FLUORESCENCE
Fluorescence has a bad rep, and most of it is unfair. Diamond Fluorescence refers to how a diamond responds when subjected to ultra¬violet light. Fluorescent diamonds can glow any one of several colours, but the most common is blue. In rare cases fluorescence can cause your diamond to have a milky appearance when viewed in direct daylight. This is most often the case with strong or very strong fluorescence and D/E/F colour diamonds.
However, there are many, many more cases where blue fluorescence is a positive thing. Imagine you were shining a blue light on a yellow diamond... the blue tint can make your diamond look whiter. If your diamond falls in the "near colourless," "lightly tinted," or "tinted" range I recommend looking for medium blue or faint blue fluorescence.
Warning: Green, red, and yellow fluorescence are rare, and they will not have the same benefit. If you are interested in a diamond that has strong blue, very strong blue, green, red, or yellow fluorescence, I recommend asking your salesperson to show you your diamond outside in natural daylight. If you're buying online, contact the seller prior to making your purchase so they can examine the diamond first in natural daylight.
FACTOR 7: GRADER
This should always be your first question: Says who? Every diamond grading laboratory has different standards, so comparing diamonds graded by different sources is extremely unreliable. One grader might grade a diamond K SI2, and another might call that same diamond F VS2. I know that sounds crazy, but I see it happen all the time.
The most reputable and consistent grading laboratories are GIA, AGS, IGI, and HRD. GIA is considered the global standard worldwide. AGS is a popular alternative in the U.S.A. while IGI and HRD are more common in Europe.
EGL is tricky because there are EGL labs all over the world, and some of them do a great job while others can be less reliable. We strongly recommend caution when buying an EGL certified diamond unless it's from EGL-¬USA.
Many diamonds are assigned grades by valuation companies and in-¬house graders. If your diamond does not come with a report from a major laboratory, you should always ask where the grader trained. He or she should be certified by a major grading laboratory: GIA, AGS, IGI, or HRD. Be smart and be cautious about reports done by uncertified shop owners, salespeople, or valuation companies.
SELECTING YOUR DIAMOND
You can choose to purchase your diamond online, or from a retail store. If you prefer to purchase your diamond in a retail store, avoid the big chains and shop with smaller independent jewellers. Many independent jewellers are actually significantly less expensive than their large competitors. (You don't have to take my word for it - shop around and you'll quickly learn that this is true). This way you'll buy a better quality diamond and - if you wish - you'll have the opportunity to design your own hand-made engagement ring setting.
If you choose to shop online, I would recommend comparing prices and service across several websites. Be sure that the company ships from your country - otherwise you'll be hit with expensive duty and GST. Always make sure you call or e-mail customer service and have them hand-inspect your diamond before you complete your purchase. Sometimes a diamond may seem like a great deal, but it could have an unfortunate inclusion, asymmetrical cut, or be negatively impacted by fluoresence. And above all, make sure you have an easy and affordable way to return the diamond if it doesn't turn out as you'd hoped. Online shopping is the best way to get a great deal on a diamond for your engagement ring, diamond studs, or pendant - just review this article, be reasonably cautious, and have fun.